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Injured in a Bradenton Car Accident Involving an Uninsured Driver


When a car accident in Bradenton happens due to the reckless actions of another driver, automobile insurance coverage can help offset the losses you suffer. Unfortunately, there are a high number of uninsured drivers in our area, who fail to put the proper policies in place for a variety of reasons. When a crash involves one of these drivers, it is important to be aware of the steps you need to take to protect yourself.

Florida Leads Nation for Number of Uninsured Drivers

Florida demands that motorists be financially responsible for car accidents they cause. As in other areas, the state requires all drivers to maintain a mandatory amount of automobile insurance coverage to protect others in the event of collisions involving property damages and personal injuries. However, there are still a large number of drivers that do not have this type of coverage in place.

According to the Insurance Information Institute (III), Florida ranks first in the nation for the number of uninsured drivers on our roads. One out of every four motorists you encounter while driving is likely to be without insurance. Common reasons why people fail to get this important coverage include:

  • They have a suspended driver’s license due to a prior history of traffic tickets or as the result of a DUI related license suspension.
  • Their vehicle registration or license plate is expired, which prevents them from obtaining coverage.
  • They refuse or are unable to pay the high costs of car insurance, which can skyrocket if they have a history of prior collisions.
  • They are in the country illegally, are wanted by the law, or have other reasons for not following standard motor vehicle procedures.

Protect Yourself Against Uninsured Drivers

If you are involved in a car accident with an uninsured driver, you could easily end up paying out of pocket for your costs. In these situations, it is vital to take the steps needed to protect yourself. This includes:

  • Report any car accident you are involved in immediately when it occurs.
  • Make a note of the vehicle make, model, and description.
  • Exchange personal contact and driver’s information with the other party.
  • Use your cell phone to take pictures at the accident scene.
  • Get the names and contact information for any witnesses.
  • Get medical attention as soon as possible.
  • Document all of your expenses.

The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) advises you to get a copy of the police report as soon as possible, which should indicate how the other driver may have been at fault for the accident. This can be used in initiating a lawsuit against them and in ensuring any judgments made are enforced.

Let Us Help You Today

At the Law Office of Steven G. Lavely, we are aggressive in making sure uninsured drivers pay for the damages they cause. As a trial lawyer with over 30 years experience, Mr. Lavely is uniquely suited to help you get the compensation you deserve in this type of crash. To protect your rights in a claim, contact our Bradenton car accident lawyer today to schedule a consultation.