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Attorney Recovers More than Insurance Policy Limits from Insurance Company

Our client was a motorcyclist that was severely injured by a careless, underinsured driver. Partly because of the at-fault driver’s lack of assets, we made an offer to accept his minimal insurance policy limits. However, the careless driver’s insurance company was late responding to our offer, and, after two trials and an appeal, Mr. Lavely obtained a six figure verdict. The insurance company’s failure to respond in a timely manner and Mr. Lavely’s efforts to hold the insurance company responsible resulted in a recovery substantially more than ordinarily would have been accomplished if the carrier had acted in good faith. This case highlights the necessity of hiring an experienced professional who is not afraid to deal strongly with insurance companies. Using knowledge gained from 20 years of experience, Mr. Lavely obtained and enforced a verdict in excess of the insurance policy’s limits.